Retirement Planning

The decision to retire can often be a stressful one, because your retirement can last for decades, and this uncertain financial future is tangled with a myriad of decisions that can have a direct impact on your financial health and standard of living. We give our clients confidence by developing a plan that can assist in securing their core living expenses and help ensure their standard of living will be maintained throughout their retirement years.

This process, in keeping with our overall planning philosophy, begins by collecting extensive data from our clients on their available assets and potential sources of income. These include 401(k) or 403(b) plans, pensions, social security, annuities, nonqualified accounts, and assets held in trust. We then perform a detailed analysis based on your income needs, projected inflation rates, potential health care costs, estate planning goals, charitable gifts, and the need to minimize taxes. The result is a detailed and comprehensive plan to guide you through your retirement.  The plan will be reviewed and updated annually to ensure you stay on track.

Our retirement planning services include:

  • Needs assessment
  • Retirement income modeling
  • Benefits analysis
  • Distribution options